SME Finance - Biswas Finance

Fuel Your Business Growth With SME Finance

Get flexible, collateral-free financial solutions designed to scale your enterprise. Fast processing, minimal documentation, and tailored repayment plans.

SME Growth
Approval Within 72 Hours
Indicative Profit Rate Starting at 9% p.a.

Why Choose Our SME Loans?

We break down financial barriers to help your small or medium enterprise reach its full market potential.

Quick Disbursement

We understand time is money. Funds are disbursed straight to your account within days of final approval.

No Collateral Needed

Secure capital based purely on your operational cash flow and sales turnover history.

Flexible Tenure

Repay stress-free with customizable EMI options ranging from 12 months up to 60 months.

Tailored SME Loan Schemes

Select the loan product that perfectly aligns with your current business operational requirements.

Manage Daily Operations Smoothly

Maintain steady inventory, manage unexpected cash flow gaps, and settle payroll seamlessly with our Short-Term Working Capital Financing solutions.

  • Loan Limit: Up to BDT 50 Lakhs
  • Renewal options based on yearly performance
  • Low processing fees
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Working Capital

Upgrade Your Production Line

Procure modern industrial equipment, upgrade automated tools, or buy heavy commercial assets to increase overall factory manufacturing output.

  • Financing up to 80% of asset value
  • Extended tenure up to 5 years
  • Joint ownership options available
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Machinery

Empowering Women Leaders

A dedicated financing umbrella designed exclusively to fuel businesses owned or co-partnered by visionary women business entrepreneurs.

  • Special subsidized profit rates
  • Zero processing fee structures
  • Free business growth masterclasses
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Women Entrepreneur

Are You Eligible For An SME Loan?

We believe in transparent terms. Before applying, review our foundational parameters to ensure your enterprise qualifies for an easy approval cycle.

"Supporting valid registered businesses, manufacturing hubs, agro-businesses, and service firms nationwide."

Business Vintage

The enterprise must have at least 2 consecutive years of clean, documented active operations.

Annual Turnover

Minimum documented annual gross sales volume or revenue stream of BDT 15 Lakhs and above.

Valid Documentation

Must hold an up-to-date Trade License, active TIN certificate, and last 6-month bank statement.

How To Get Started

A simple, non-convoluted 4-step framework engineered to take your fund request from online application to quick bank distribution.

01
Submit Form

Fill out your business requirements via our secure digital application widget below.

02
Document Review

Our relationship manager contacts you to collect copies of the basic trade records.

03
Credit Evaluation

Our finance validation desks run quick risk assessments and finalize approval terms.

04
Disbursement

Funds are wired directly into your registered operational commercial bank account.

1,200+
SMEs Empowered
BDT 85C+
Disbursed Volume
98%
Client Retention
72 Hrs
Avg. Response Time

Ready to Scale Your Business Operations?

Fill out this quick assessment layout sheet, and an SME Lending advisor will reach back out to you with custom curated financing package quotes within one working cycle morning.

Direct Line: +88-02-9362147

Corporate Mail: sme@biswasfinance.com

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