Biswas Finance & Investment Ltd offers a complete range of Mudaraba deposit schemes — designed for ethical growth, transparency, and peace of mind, free from interest and Riba.
8+
Years of Trust
15,000+
Active Investors
20+
Strategic Branches
Ash-Shifa Term Deposit
11.5%
Double Money Scheme
100%
Pension Deposit Scheme
Monthly DPS
Hajj Deposit Scheme
Flexible
Every feature of this scheme is designed around the long journey of owning a home.
Set a target amount for land, construction, or down payment and save toward it steadily.
Your savings grow strictly through Mudaraba principles, free from interest or Riba.
Choose a monthly deposit amount that comfortably fits your household budget.
Select a tenure between 5 to 15 years, matching your home ownership timeline.
Get guidance from our advisors on planning your savings around property costs.
Your accumulated savings are protected under strict regulatory compliance.
A simple four-step path from opening your account to reaching your home ownership goal.
Decide your target amount and ideal tenure based on your home ownership plan.
Complete the application with your NID, photo, and nominee details.
Make your monthly contributions, which are pooled into Mudaraba investments.
Withdraw your accumulated savings and profit when it's time to own your home.
Every feature of this scheme is designed around the long journey of owning a home.
Set a target amount for land, construction, or down payment and save toward it steadily.
Your savings grow strictly through Mudaraba principles, free from interest or Riba.
Choose a monthly deposit amount that comfortably fits your household budget.
Select a tenure between 5 to 15 years, matching your home ownership timeline.
Get guidance from our advisors on planning your savings around property costs.
Your accumulated savings are protected under strict regulatory compliance.
A sample look at how monthly contributions could grow toward your home ownership goal.
| Monthly Deposit | Tenure | Indicative Rate | Estimated Maturity |
|---|---|---|---|
| ৳ 2,000 | 5 Years | 9% | ৳ 1,50,000+ |
| ৳ 5,000 | 7 Years | 9.5% | ৳ 5,40,000+ |
| ৳ 10,000 | 10 Years | 10% | ৳ 16,80,000+ |
| ৳ 15,000 | 15 Years | 10.5% | ৳ 38,50,000+ |
* Figures are indicative estimates and subject to actual Mudaraba profit-sharing performance.
Keep these documents ready to start your home ownership savings journey.
Valid NID or passport copy
2 recent photographs
NID and photo of nominee
Utility bill or rental agreement
Required above threshold deposits
Duly signed account form
A few practical habits that help depositors reach their target amount sooner.
Estimate your land or construction cost early so your monthly deposit is set correctly from day one.
Longer tenures allow smaller monthly contributions while still reaching a larger maturity amount.
Keeping your deposit untouched throughout the tenure maximizes your final profit weightage.
Adding extra contributions during bonus months can accelerate your path to maturity.
No need to visit a branch first — start your halal savings journey from anywhere.
Choose your preferred scheme and complete a short digital application.
Submit your NID, photo, and nominee details securely online.
Our team verifies your application and your account is ready within 24-48 hours.