Step by Step Wealth Building

Climbing the Stairs to Kotipoti

Every disciplined deposit takes you one step closer to crossing the one-crore milestone, the halal way.

🌱
৳10L

Starting Point

📈
৳25L

Building Momentum

💼
৳50L

Halfway There

🚀
৳75L

Almost at the Top

👑
৳1 Crore

Kotipoti Achieved

Your Wealth Tier

From First Deposit to Kotipoti Status

Track which wealth tier your savings will place you in as your Mudaraba deposit grows.

01
৳10 Lac

Tier 1

02
৳25 Lac

Tier 2

03
৳50 Lac

Tier 3

04
৳75 Lac

Tier 4

👑
৳1 Crore

Kotipoti Tier

Mudaraba Kotipoti Deposit Scheme | Biswas Finance
Shariah Based Scheme

Mudaraba Kotipoti Deposit Scheme

A Shariah-based long-term savings plan designed to make you a Kotipoti (Millionaire) with disciplined monthly deposits.

Shariah Compliant

Fully based on Islamic Mudaraba principles with profit sharing.

High Profit Rate

Attractive provisional profit rate on your monthly deposits.

100% Secure

Your savings are safe with our trusted financial system.

Loan Facility

Avail loan up to 80% against your deposited amount.

3 Years
৳232,000 Monthly Deposit
Maturity Value
৳ 1,00,00,000 (1 Crore)
5 Years
৳128,500 Monthly Deposit
Maturity Value
৳ 1,00,00,000 (1 Crore)
POPULAR 7 Years
৳82,500 Monthly Deposit
Maturity Value
৳ 1,00,00,000 (1 Crore)
10 Years
৳48,500 Monthly Deposit
Maturity Value
৳ 1,00,00,000 (1 Crore)
12 Years
৳36,500 Monthly Deposit
Maturity Value
৳ 1,00,00,000 (1 Crore)
15 Years
৳24,500 Monthly Deposit
Maturity Value
৳ 1,00,00,000 (1 Crore)
20 Years
৳13,500 Monthly Deposit
Maturity Value
৳ 1,00,00,000 (1 Crore)

Ready to start your Kotipoti journey?

Open your Mudaraba Kotipoti account today and secure your future.

Plan Your Future

Kotipoti Profit Calculator

Choose your tenure and see how small monthly deposits grow into 1 Crore.

Calculate Your Monthly Deposit

Select tenure to instantly view monthly installment.

10 Years
৳ 1,00,00,000 (1 Crore)
Monthly Deposit
৳48,500

per month for 10 years

৳58.2L
Total Deposit
৳41.8L
Est. Profit
৳1Cr
Maturity
Simple Process

Eligibility & Required Documents

Opening a Mudaraba Kotipoti account is hassle-free. Just meet a few basic requirements and submit the documents listed.

1 Visit nearest branch or apply online
2 Submit documents & initial deposit
3 Receive your account & passbook
Eligibility
  • Bangladeshi citizen, age 18+
  • Valid NID or Passport
  • Stable monthly income source
  • Minor accounts allowed with guardian
Required Documents
  • NID / Passport copy
  • 2 copies passport-size photo
  • Nominee NID & 1 photo
  • TIN certificate (if any)
Special Benefits

Free debit card, SMS alerts, online banking & dedicated relationship manager.

Got Questions?

Frequently Asked Questions

Everything you need to know about the Mudaraba Kotipoti Deposit Scheme.

It is a Shariah-based long-term monthly deposit scheme where you deposit a fixed amount each month for a chosen tenure (3 to 20 years) and receive ৳1 Crore at maturity, including profit share.
Under Islamic Mudaraba principles, profit is provisional and shared based on the bank's actual investment income. Our historical profit rates have been highly competitive and consistent.
Yes. You can avail a loan facility of up to 80% of your total deposited amount at preferential rates without breaking the scheme.
A small grace period is allowed. Continued missed payments may affect your final maturity amount, but the account remains active and can be regularized.
Yes, premature closure is allowed. You will receive your deposited amount with applicable profit based on the duration the account was active.
Standard government tax rules apply on profit. Source tax may be deducted as per current NBR regulations.
Still have questions?

Our advisors are ready to help you 7 days a week.

Contact Us