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Mudaraba Asaan Deposit Scheme

Grow your savings the easy way with Biswas Finance. Our Mudaraba Asaan Deposit Scheme offers a hassle-free, profit-sharing deposit plan designed for everyone — built on the principles of trust, transparency, and Islamic finance.

Low Minimum Deposit

Start with as little as BDT 500 and build your savings effortlessly.

Attractive Profit Rate

Earn competitive profit shared on a Mudaraba basis every month.

100% Shariah Compliant

Fully approved by our Shariah Supervisory Board.

Flexible Tenure

Choose terms from 1 year up to 10 years as per your goal.

Safe & Secure

Your deposits are protected with the highest security standards.

Easy Account Access

Manage your account anytime through our digital banking platform.

Who Can Open This Account?

  • Any Bangladeshi citizen aged 18 years or above
  • Valid National ID Card / Passport
  • Two recent passport-size photographs
  • Nominee information with photograph
  • Minimum initial deposit of BDT 500

Ready to Start Saving?

Open your Mudaraba Asaan Deposit account today and let your money grow with confidence.

How It Works

Start Saving in 4 Simple Steps

A smooth, transparent journey from opening your account to enjoying returns.

Open Your Account

Visit any Biswas Finance branch with your NID & photo to open the scheme in minutes.

Choose Your Deposit

Select a monthly deposit amount that fits your budget — starting from just BDT 500.

Deposit Monthly

Pay easily through branch, mobile banking, or auto-debit. Never miss a month.

Earn & Withdraw

Enjoy attractive Mudaraba profit at maturity and withdraw the full amount hassle-free.

Profit Rates

Expected Returns at a Glance

Indicative Mudaraba profit rates. Final rates are declared half-yearly as per Shariah principles.

Tenure Expected Rate (p.a.) Min. Monthly Deposit (BDT) Maturity Example (BDT)
1 Year 6.50% 500 6,180
3 Years 7.25% 500 20,150
5 Years 8.00% 1,000 73,400
10 Years 8.75% 1,000 1,92,500

* Maturity examples based on BDT 500/1000 monthly deposit. Actual profit may vary.

Calculator

Plan Your Savings Goal

Estimate your maturity amount in seconds. Adjust monthly deposit, tenure, and profit rate to see live results.

  • Instant on-screen calculation
  • No login required
  • Shariah-compliant Mudaraba estimate
Total Deposit

BDT 1,20,000

Maturity Value

BDT 1,46,800

FAQ

Frequently Asked Questions

Everything you need to know before opening your scheme.

You can start with as little as BDT 500 per month, making it accessible for everyone.
As a Shariah-compliant Mudaraba scheme, profit is shared based on actual investment performance and declared half-yearly.
Yes, premature withdrawal is allowed; however, the applicable profit rate may be adjusted as per the scheme rules.
A valid National ID, two passport-sized photos, and a nominee’s NID & photo are required.
Yes, you can open multiple Mudaraba Asaan Deposit accounts under your name with different tenures.
Testimonials

Trusted by Thousands of Savers

Real stories from customers building their future with Biswas Finance.

“Opening the Mudaraba Asaan Deposit was effortless. The monthly deposit fits my budget and the staff is very helpful.”

Rahim Uddin
Rahim Uddin
Small Business Owner

“I love the transparency and the Shariah-based profit sharing. Biswas Finance feels trustworthy and modern.”

Ayesha Siddika
Ayesha Siddika
School Teacher

“The online calculator helped me plan my 5-year goal. Auto-debit makes saving completely stress-free.”

Tanvir Hasan
Tanvir Hasan
Freelancer