Mudaraba At Faal Deposit Scheme

Mudaraba At Faal Deposit Scheme

Keep your savings safe and earn profitable returns through a Shariah-compliant investment method trusted by thousands.

Short Term Deposit
1 to 3 Months Deposit
Short Term Deposit

1 to 3 Months Deposit

A safe and flexible short-term investment opportunity. Participate with any amount and enjoy Shariah-compliant profit at the end of the term.

  • Minimum deposit BDT 5,000
  • Automatic renewal option
  • Profit paid at maturity
Profit Rate
Per annum basis
7.5%
Most Popular
Medium Term Deposit
6 Months to 1 Year Deposit
Medium Term Deposit

6 Months to 1 Year Deposit

Get the best benefits from a medium-term investment. An ideal scheme for family savings and future financial planning.

  • Minimum deposit BDT 10,000
  • Monthly profit withdrawal
  • Partial withdrawal in emergency
Profit Rate
Per annum basis
9.0%
Long Term Deposit
2 to 5 Years Deposit
Long Term Deposit

2 to 5 Years Deposit

Maximize your profit with a long-term deposit plan. Ideal for children's education, marriage, or future wealth building goals.

  • Minimum deposit BDT 25,000
  • Quarterly profit distribution
  • Bonus profit at maturity
Profit Rate
Per annum basis
11.5%
Smart Tool

Calculate Your Expected Profit

Enter your deposit amount and tenure to instantly see your estimated Shariah-compliant profit.

৳
৳ 5,000৳ 1,00,00,000
3 Months
6 Months
1 Year
2 Years
3 Years
5 Years

Profit Summary

Based on your selected plan

Deposit Amount ৳ 1,00,000
Profit Rate (p.a.) 9.0%
Tenure 12 Months
Total Profit ৳ 9,000
Total Maturity Amount ৳ 1,09,000
Open an Account

* Profit rates are indicative and subject to change. This is an estimate only.

8+
Years of Trust
2.4L+
Happy Depositors
৳820Cr
Total Deposits Managed
100%
Shariah Compliant
Why Biswas Finance

Banking That Works For You — Not Against You

We combine decades of Islamic finance expertise with modern banking convenience to give you an experience unlike any other.

100% Secure Deposits

Your funds are protected under Bangladesh Bank regulations and our internal Shariah audit board.

Instant Account Opening

Open your deposit account in under 10 minutes with our paperless digital onboarding process.

Competitive Profit Rates

Earn up to 11.5% per annum — one of the highest Shariah-compliant rates available in Bangladesh.

Dedicated Support

Our relationship managers are available 6 days a week to help you manage and grow your savings.

Simple Process

Get Started in 4 Easy Steps

From registration to earning profit — the entire journey takes less than 24 hours.

Step 01

Create Your Account

Register online or visit any branch with your NID and recent photograph. Verification takes only minutes.

Step 02

Choose Your Scheme

Select the deposit tenure and amount that best matches your savings goal and expected profit requirement.

Step 03

Transfer Your Funds

Deposit your funds via BKASH, Nagad, bank transfer, or direct cash at any of our branches nationwide.

Step 04

Start Earning Profit

Your Shariah-compliant profit starts accruing immediately. Track everything live from your dashboard.

Client Stories

What Our Depositors Say

Real experiences from real people who trust Biswas Finance with their savings.

"I have been depositing with Biswas Finance for 3 years now. The profit rate is excellent and the team is always helpful and transparent about every detail."

2-Year Deposit · ৳ 5,00,000
MR
Md. Rafiqul Islam
Small Business Owner, Dhaka

"As a housewife I was nervous about investing. The staff guided me step by step and I now earn monthly profit without any hassle whatsoever."

6-Month Deposit · ৳ 2,00,000
MF
Mrs. Fatema Begum
Housewife, Chittagong

"The online account opening was incredibly smooth. Within 24 hours my deposit was active and I could track my profit from the mobile dashboard."

5-Year Deposit · ৳ 10,00,000
EK
Engr. Kamrul Hasan
Civil Engineer, Sylhet

"After retirement I needed a safe and halal income. Biswas Finance gave me exactly that. I recommend it to all my friends and family members."

1-Year Deposit · ৳ 3,50,000
MJ
Mr. Jahangir Alam
Retired Teacher, Rajshahi

"Very professional service. The quarterly profit is always credited on time. I have increased my deposit amount twice and plan to do so again soon."

3-Year Deposit · ৳ 1,50,000
MN
Ms. Nusrat Jahan
Garments Executive, Gazipur

"Simple process, honest dealings, and great returns. This is everything I looked for in an Islamic bank deposit scheme. Truly trustworthy institution."

3-Month Deposit · ৳ 75,000
MS
Md. Selim Reza
Shop Owner, Comilla
Got Questions?

Frequently Asked Questions

Can't find what you're looking for? Our support team is ready to help.

Talk to an Expert
+88 02-XXXX-XXXX
info@biswasfinance.com
Sat–Thu, 9am – 5pm
Mudaraba At Faal is a Shariah-compliant term deposit product where the depositor (Sahib al-Mal) provides capital and Biswas Finance (Mudarib) invests it in halal ventures. Profit is shared at a pre-agreed ratio while the principal remains fully protected.
The minimum deposit varies by tenure. Short-term deposits (1–3 months) require a minimum of BDT 5,000. Medium-term (6 months–1 year) requires BDT 10,000 and long-term deposits (2–5 years) require a minimum of BDT 25,000.
Yes. All deposits at Biswas Finance are protected under Bangladesh Bank regulations. Additionally, our Shariah Supervisory Board audits all investment activities to ensure complete compliance and safety of your funds.
Yes, premature withdrawal is allowed. However, profit for the completed period will be calculated at a lower rate. A nominal processing fee may apply. We recommend discussing with our team before any early withdrawal.
Profit is calculated on a daily product basis using the agreed annual rate. Payment frequency depends on the scheme: monthly for 6-month deposits, quarterly for 2–5 year deposits, and at maturity for 1–3 month deposits.
Yes, there is no restriction on the number of accounts. Many of our clients hold multiple deposit accounts with different tenures to diversify their savings and create a regular profit income stream.
Limited Time Offer

Start Your Halal Investment Journey Today

Open a Mudaraba At Faal account now and earn up to 11.5% profit per annum — fully Shariah compliant, zero hidden charges.

No account opening fee
Instant online application
Shariah certified
Profit from day one

Join 2,40,000+ satisfied depositors