Mudaraba Cash Waqf Scheme

Mudaraba Cash Waqf MTD / Deposit Scheme

A uniquely structured Shariah-compliant savings vehicle that gives you ethical returns while supporting charitable wealth creation through Waqf financing.

Shariah-safe • Purpose-led • Future-ready

Indicative Overview

11.0% p.a.

A high-value Mudaraba deposit plan that supports Waqf objectives and offers long-term community impact.

Minimum Deposit

৳ 1,50,000

Tenure

2 - 5 Years

Ideal For

Investors & Philanthropic Savers

What makes it different

Ethical growth with a charitable purpose

The Cash Waqf structure combines Mudaraba profit-sharing with Waqf donation support, making this deposit scheme ideal for those who want returns and social impact together.

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Purpose-led returns

Part of the scheme's income supports cash Waqf causes while returns remain Shariah-compliant.

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Charitable impact

Every deposit contributes to a sustainable social impact model under Waqf governance.

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Growth focus

Designed to deliver attractive profit sharing while preserving the Waqf mission.

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Secure structure

Built on trusted Shariah-compliant frameworks and transparent governance.

Through the plan

How the Cash Waqf deposit journey works

A clear four-step experience that balances savings, ethical returns, and ongoing Waqf benefit.

Deposit

Place your funds in a Waqf-backed Mudaraba deposit pool.

Allocate

A portion of proceeds is directed to cash Waqf initiatives while investors receive profit sharing.

Grow

Your deposit earns returns as the Islamic financing structure performs.

Benefit

You receive your share, and the Waqf fund continues its charitable mission.

Ready to combine savings with social good?

This scheme is built for investors who want meaningful profit alongside a contribution to Waqf-based community support.

Why this scheme is ideal

• Purpose-driven profit sharing
• Trusted Waqf-backed structure
• Flexible tenure with ethical returns
• Transparent process from deposit to payout

Sadaqah Jariyah

What is a Mudaraba Cash Waqf Deposit?

A Cash Waqf is a perpetual charitable endowment where your principal amount remains permanently invested, and only the generated profit is distributed to social and religious causes — creating an everlasting stream of reward (Sadaqah Jariyah).

"When a person dies, his deeds come to an end except three: ongoing charity (Sadaqah Jariyah), beneficial knowledge, and a righteous child who prays for him." — Prophetic Tradition

With our Cash Waqf Deposit Scheme, your contribution becomes a permanent source of continuous reward, even generations after you've passed.

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Perpetual Principal

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Profit Goes to Charity

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100% Shariah Based

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Waqf Deed Certificate

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Family or Individual Waqf

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Transparent Fund Use

Endless Reward

Where Your Waqf Makes an Impact

Your Cash Waqf profit contributes directly to causes that benefit communities for generations.

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Mosque Development

Funding construction and maintenance of mosques in underserved areas.

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Education for Orphans

Supporting school fees, books, and supplies for orphaned children.

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Healthcare Access

Subsidizing medical treatment for low-income families.

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Clean Water Projects

Installing tube-wells and water points in rural communities.

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Food Relief Programs

Providing meals and food packages during emergencies and Ramadan.

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Scholarship Funds

Sponsoring higher education for talented, underprivileged students.

← Swipe to see more impact areas →

The People Behind Your Savings

Meet Our Advisory Team

Experienced professionals guiding every client through their halal investment journey.

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Md. Anisur Rahman

Head of Shariah Advisory

15+ years guiding Mudaraba investment compliance.

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Farzana Akter

Senior Investment Officer

Specialist in deposit scheme planning and profit analysis.

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Kamrul Hasan

Client Relations Manager

Dedicated to personalized client support and onboarding.

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Nusrat Jahan

Branch Operations Lead

Ensures smooth account opening and documentation process.

Stay Informed

Latest News & Updates

Stay up to date with our latest announcements, profit declarations, and company news.

June 2026

Biswas Finance Declares Record Profit Rate for FY 2025-26

Our Mudaraba deposit schemes recorded their highest profit distribution this year, reaffirming our commitment to ethical, transparent, and high-performing halal investment options for thousands of clients nationwide.

May 2026

New Digital Portal Launched for Account Holders

April 2026

Hajj Deposit Scheme Crosses 5,000 Subscribers

March 2026

New Branch Opened in Sylhet Division

February 2026