Lease Finance

Lease Finance

Flexible asset-based financing for your business growth

What is Lease Finance?

Biswas Finance Lease Finance is a Shariah-compliant financing solution that allows businesses and individuals to acquire essential assets — vehicles, machinery, equipment — without large upfront capital. We purchase the asset and lease it to you for an agreed period at competitive rental rates.

This structure helps preserve your working capital while giving you full operational use of the asset from day one.

Lease Finance

Key Features & Benefits

Designed to support your business with flexibility, transparency, and Shariah-compliant terms.

Low Down Payment

Acquire assets with minimal upfront cost and preserve working capital for daily operations.

Flexible Tenure

Lease terms from 1 to 5 years tailored to match your cash flow and business cycle.

Shariah Compliant

Structured under Ijarah principles — fully approved by our Shariah Supervisory Board.

Who Can Apply?

  • Private & public limited companies
  • Partnership firms and proprietorships
  • SMEs with at least 2 years of business operation
  • Professionals (doctors, engineers, consultants)
  • Individuals with verifiable regular income

How to Apply

  • Submit completed application form with required documents
  • Our team evaluates your proposal within 5–7 working days
  • Asset inspection and valuation by approved vendor
  • Lease agreement signing and asset delivery
Lease Financing - Biswas Finance

Lease Financing Options

Flexible leasing plans designed to power your personal and business growth with transparent terms.

Vehicle Lease

Drive your dream car with flexible monthly payments and zero hidden charges.

Rental Rate8.5%
TenureUp to 5 Years

Equipment Lease

Upgrade your business machinery without large upfront capital investment.

Rental Rate9.2%
TenureUp to 7 Years

Commercial Lease

Lease commercial properties and office spaces with tailored finance plans.

Rental Rate10.0%
TenureUp to 10 Years

How It Works

Get your lease approved in four easy steps without any hassle.

01
Apply Online

Fill out our simple application form in under 5 minutes.

02
Get Verified

Our team reviews your documents within 24 hours.

03
Approval

Receive instant approval with personalized terms.

04
Disbursement

Funds released directly to your account quickly.

Frequently Asked Questions

Everything you need to know about our lease financing services.

What documents are required for lease financing?
You need a valid NID, income proof, bank statements of last 6 months, and business documents if applicable.
How long does the approval process take?
Most applications are approved within 24 to 48 hours after document verification.
Can I prepay my lease without penalty?
Yes, Biswas Finance allows full or partial prepayment after the first 6 months with zero penalty.
Is there any processing fee?
A nominal processing fee of 1% of the lease amount applies, which is fully transparent.