A premium monthly profit plan designed for disciplined savers seeking stable growth and ethical financial planning.
A simple monthly cycle that turns your one-time deposit into a steady income stream.
Open an MTD-MP account with your one-time principal amount.
Your capital is invested under Shariah-compliant profit-sharing ventures.
Returns are assessed and finalized at the end of each calendar month.
Profit is automatically credited to your linked account every month.
Everything that makes this scheme a reliable source of regular halal income.
Receive your profit share every single month, directly to your account, without exception.
Profit is generated strictly through Mudaraba-based investment, completely free of Riba.
A great fit for retirees or anyone needing a predictable, recurring source of income.
Your original deposit remains intact throughout the tenure; only profit is disbursed monthly.
Competitive indicative rates compared to conventional fixed deposit accounts.
See approximately how much monthly profit you could receive based on your deposit amount.
| Deposit Amount | Indicative Rate | Estimated Monthly Profit |
|---|---|---|
| ৳ 1,00,000 | 9.5% | ৳ 790 |
| ৳ 5,00,000 | 9.5% | ৳ 3,958 |
| ৳ 10,00,000 | 10% | ৳ 8,333 |
| ৳ 25,00,000 | 10.5% | ৳ 21,875 |
* Figures are indicative estimates based on Mudaraba profit-sharing performance and may vary monthly.
This scheme is built for anyone who needs a reliable, recurring source of halal income.
Replace a pension-like income stream from your lifetime savings, the halal way.
Turn household savings into a steady monthly support fund for the family.
Use surplus capital to generate predictable monthly cash flow for your business.
Cover recurring expenses like tuition fees with consistent monthly profit.
Profit is calculated at the end of each calendar month and credited to your linked account within the first few working days of the following month.
Yes, since this is a Mudaraba profit-sharing scheme, the monthly amount may vary slightly based on actual investment performance, rather than a fixed interest rate.
Yes, your principal remains fully intact and is only returned at the end of the tenure, while only the generated profit is disbursed monthly.
The minimum deposit for the MTD-MP scheme is ৳1,00,000, with no upper limit on contributions.
Estimated monthly returns based on deposit amount and tenure. All figures shown before applicable taxes.
| Deposit Amount | Tenure | Profit Rate | Monthly Return |
|---|---|---|---|
| ৳50,000 | 1 Year | 9% | ৳375 |
| ৳1,00,000 | 1 Year | 9% | ৳750 |
| ৳1,00,000 | 2 Years | 10.5% | ৳875 |
| ৳2,00,000 | 2 Years | 10.5% | ৳1,750 |
| ৳2,00,000 | 3 Years | 11.5% | ৳1,917 |
| ৳5,00,000 | 3 Years | 11.5% | ৳4,792 |
| ৳5,00,000 | 5 Years | 12% | ৳5,000 |
| ৳10,00,000 | 5 Years | 12% | ৳10,000 |
* Monthly return = (Deposit × Rate) ÷ 12. Actual figures may vary per Bangladesh Bank directives.
Start earning monthly profit in four simple steps.
Select deposit amount and tenure that matches your financial goal.
Complete the form online or visit our nearest branch with NID & passport photo.
Transfer your deposit via bank transfer, cheque, or cash at any branch.
Profit is credited to your nominated bank account on a fixed date every month.