Welcome to Biswas Finance & Investment Ltd.

An ideal, Shariah-compliant financial institution built to be genuinely different — transparent, ethical, and focused on the lasting financial wellbeing of every client we serve.

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Welcome to Biswas Finance & Investment Ltd.

We lead through service — constantly adding new dimensions of value so every client gets "something extra," matched to the needs of a growing society and a developing economy.

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Trusted Financial Partner

Building long-term relationships through reliable, Shariah-compliant financial solutions tailored to your individual needs.

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Empowering Your Business Growth

From SME financing to real estate solutions, we provide comprehensive financial support to help your business thrive in today's competitive market.

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Building a Better Financial Future

With a vision rooted in ethics and transparency, Biswas Finance & Investment Ltd. strives to create meaningful impact for individuals, businesses, and the nation as a whole.

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Biswas Finance & Investment Ltd. team at work
Who We Are

Biswas Finance & Investment Ltd

An ideal and unique Shariah-compliant financial institution, built on a simple promise: every decision we make is guided by these principles.

  • Quality & care — Quality products and services delivered with sincerity, honesty, and genuine care for every client.
  • Stable growth — Maximizing value for both clients and shareholders through steady, sustainable growth.
  • Shariah integrity — Applying Shariah principles with the highest ethical standard and transparency in every transaction.
  • A congenial workplace — Building an environment that attracts and retains genuinely competent people.
  • Social responsibility — Making an effective, lasting contribution to national development.

What Do We Offer

A complete suite of Shariah-compliant financing solutions, built to support individuals, businesses, and institutions at every stage of growth.

Lease Finance

Our core business: financing lease transactions for capital goods, plants, and equipment to keep your operations running and growing.

Real Estate Financing

Real estate financing under HPSM covering house construction, finishing and renovation, flat purchase, factory construction, and commercial space acquisition.

Bai-Muajjal Financing (BAIM)

Trade finance structured by purchasing products on behalf of clients for their ultimate sale to their own customers.

SME Finance

Small and Medium Enterprise (SME) financing tailored to the working capital and growth needs of your business.

Project Finance

Financing for projects of any size, with hands-on support throughout the planning and implementation stages.

Special Rate on Investment

Export Sector or Export oriented Industries, SME Manufacturing, Women Entrepreneur, Investment in Agro Based Industries, Sustainable Finance/ Green Finance

Our Journey to Excellence

Over the years, Biswas Finance & Investment Ltd. has built a legacy of trust, transparency, and excellence in Islamic financial services across Bangladesh.

15,000+

Active Investors

8+

Years Experience

20+

Strategic Branches

95+

Qualified Team

Deposit Products

A range of Shariah-compliant deposit schemes designed around real life goals — from monthly savings to Hajj preparation and home ownership.

Mudaraba Term Deposits (MTD)

Flexible-term deposits built on Islamic profit-sharing principles, with competitive returns at maturity.

Mudaraba Term Deposit Muhsinath

A monthly-profit term deposit that turns your savings into a steady, predictable income stream.

Senior Citizen Term Deposit

A dedicated deposit scheme offering enhanced benefits for our senior citizen depositors.

Mudaraba Term Deposit Ash-Shifa

A profit-sharing deposit scheme designed to help cover healthcare and medical needs when they arise.

Mudaraba Hajj Deposits Scheme

Save steadily toward your Hajj journey with a dedicated, Shariah-compliant savings plan.

Mudaraba House Owning Deposits Scheme

Build toward homeownership through disciplined, halal savings designed for the long term.

Browse the full list of deposit schemes from the Deposit Products menu above.

Investment Products

Explore our Shariah-compliant financing and investment plans designed to secure your financial future.

Popular

Hajj Savings Scheme

A dedicated Shariah-compliant savings plan designed to help you fulfill your sacred pilgrimage journey with ease and peace of mind.

Mudarabah Term Deposit

Invest your surplus funds on a short or long-term basis under Islamic profit-sharing principles with highly competitive returns.

High Return

Millionaire Scheme

Build up a substantial asset over time. Monthly small savings that turn you into a millionaire upon maturity with halal profits.

Why Choose Us

Discover the core values and principles that make Biswas Finance & Investment Ltd. the most trusted and reliable choice for your wealth management.

100% Shariah Halal

Strictly operating under pure Islamic interest-free profit and loss sharing models.

Secure Investment

Your valuable funds are safely backed and invested only in highly ethical sectors.

Absolute Transparency

No hidden fees, no complicated clauses. Clear reporting on profits and returns.

Expert Guidance

Our dedicated financial consultants ensure you make the right halal decisions.

What Our Clients Say

Real stories from depositors and investors who trust Biswas Finance & Investment Ltd. with their financial future.

"Switching my savings to a Mudaraba Term Deposit was the best financial decision I made. The profit-sharing is transparent and the staff explained every detail clearly."

Depositor

SME Account Holder, Dhaka

"I opened a Hajj Savings Scheme three years ago. Knowing my savings are fully Shariah-compliant gave me complete peace of mind on my journey."

Hajj Saver

Individual Depositor, Chattogram

"Their SME financing helped us expand operations without compromising on our principles. Genuinely supportive relationship managers."

Business Owner

SME Finance Client, Sylhet

Frequently Asked Questions

Find quick answers to common questions about our Islamic financial solutions, investment security, and Shariah-compliant operations.

Yes, absolutely. We strictly operate under a dedicated Shariah Board comprising renowned Islamic scholars. All our investment schemes and profit-loss sharing mechanisms are thoroughly monitored and approved to ensure they are 100% interest-free (Riba-free) and halal.

The minimum investment amount varies depending on the specific product or scheme you choose (e.g., Monthly Deposit Products vs. Term Investment Products). Please visit our nearest branch or contact our official support email at info@biswasfinance.com for the updated dynamic slabs.

Unlike traditional banks that offer fixed interest rates, we calculate profits based on the actual performance of our ethical business investments. The returns are distributed among investors according to a pre-agreed profit-sharing ratio (PSR) in compliance with Mudarabah or Musharakah principles.

We prioritize capital preservation by deploying your funds into low-risk, diversified, and highly secure economic sectors in Bangladesh. Our transparent financial auditing and strong corporate governance ensure that your investment is handled with maximum professional security.